Raymond Cal, MBA

SERVICES:

Retirement Planning and Investment Strategies

IRA reviews, IRA'S. Roth's

Group Benefits/Health Insurance

Life, Disability and Long Term Care Protection

EDUCATION & CREDENTIALS:

Harvard, BA 1978

Yale MBA 1982

COMMUNITY ACTIVITIES:

Former Coach and Board Member, Portage County Youth Soccer           

Member and Usher, Holy Spirit Parish

CAREER HIGHLIGHTS:

As a financial representative since 2005, Ray has focused on helping individuals prepare for retirement including accumulation and investment strategies, review of previous accounts and income distribution and withdrawals.  He helps individuals analyze their life insurance needs, education funding options and estate planning.  Prior to entering the financial services and investments industry, Ray worked for fifteen years in radio broadcasting.  He managed stations and sales departments in Orlando, Milwaukee and Greenville, (South Carolina).  Ray launched and operated the Valpak direct mail franchise in Central Wisconsin for 5 years before selling it.  He acquired a radio license in Wautoma, built the station and sold it to local owners.  Ray lives in Stevens Point with his partner, Mary Mortell-Ferrone. Mary is a Guidance Counselor for the Rosholt School District.  His older son, Joey, graduated from the United States Military Academy at West Point and serves as a Captain in the US Army, stationed in at Fort Drum, New York. His younger son, Nathan, graduated from the University of Minnesota Twin Cities, and serves in the US Army Special Forces, based in Fort Bragg, North Carolina.